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neil

sturff...

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A couple of weeks of work hell have been suffered but you don't want to know about that, do you?

Last night it was the PTA wine tasting; I get to sit in my office while things get rowdy upstairs. Traditionally it is the night when I either get stuck into my October course[s] or apply for my February course[s].

So last night I applied for the last two courses of my degree... Well, not quite.

I had been planning to get the Scottish government to pay for my courses but reading the conditions I saw that I just couldn't be bothered. With overtime [I do on average 30 hours a month] I'm borderline for getting it and I have neither the time nor the energy to deal with the people/jump through the hoops involved. So I decided to go down the OUSBA way again. Only things have changed.

Despite having had many OUSBA loans in the past there were issues this time round.

There is a new process, once upon a time you just clicked, checked the box and they sent you a standing-order mandate in the post. Now, although they don't have actual sliders, it felt more akin to applying for a wonga loan—I have an account, I needed to provide details re my life/remuneration/housing. My application has been refered to an underwriter. They will contact me in the next 5 days. Good grief! And we are talking grief here...

So in my attempt to avoid having to have to deal with the face of faceless bureaucracy I'm now embroiled my in exactly that, albeit it is OU bureaucracy which is usually more benign.

I didn't even bother applying for the second course.

 

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tortoise

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Hi Neil

Glad to see you back.  Good luck with the loan.

JoAnn Casey

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Hiya Neil,

I came across the same thing.  I don't qualify for any financial assistance as I exceed the income level (that's only because I work full time!), and I've previously used the OUSBA loans as the preferable way to pay for the module.

I found the same as you.  Suddenly it was a credit rating assessment /means test!  The person I spoke to (and I DID query it) couldn't explain why the system had changed other than a loan is a loan is a loan and there has to be some sort of surety for the lender!

Well, I know why the student-friendly system changed.  Earlier in the year the newspapers ran the story about a group of Nigerian males who had applied for OUSBA loans posing as students and sometimes on behalf of phoney students and had made a FORTUNE!  We're talking fancy sports car; holidays to Dubai; the high life in London etc. 

Apparently, it was easy as no checks were ever done to see if the students actually participated in the modules!

So maybe that's why OUSBA are now using a sledgehammer to kill a gnat !

Apply for that 2nd course - don't let the you-know-whats grind you down!

tata for now

JoAnn x